London, United Kingdom, October 2nd, 2024, FinanceWire Robert Bradley jumps on board the future of advertising UK-based Alkimi, the world's first decentralised ad exchange, is excited to announce the appointment of Robert Bradley as Non-Executive Director. Robert brings over 20 years of experience in the media industry, working for the biggest media brands, and leading digital innovation, commercial strategy, and ad tech operations, driving significant revenue growth across global markets. As an advisor at Alkimi, Robert will leverage his extensive background in digital ecosystems, ad technology, and international commercial strategy to help scale Alkimi's platform, bringing innovative solutions to the forefront of the advertising industry. "Robert's unparalleled expertise in the media sector, particularly in digital strategy and revenue growth, aligns perfectly with Alkimi's vision of disrupting traditional advertising. At our core, we truly believe in addressing transparency at an industry level, reducing fees whilst gaining efficiency and working our way towards net zero emissions. Robert is the perfect fit to help move mountains with us and we are thrilled to have him on board as we continue to scale and innovate." said Ben Putley, CEO & Co-Founder of Alkimi. Bradley's career has spanned key leadership roles at News Corp, IDG, CNN International Commercial (CNNIC). His current role as the Senior VP at CNNIC / Warner Bros. Discovery, Inc. where he spearheads commercial digital transformation and revenue growth across key digital assets. Alongside managing strategic partnerships across APAC, LATAM, and EMEA regions, he also has experience in managing multi-platform brand partnerships and ad sales, positioning him uniquely to guide Alkimi in its next phase of growth. Having followed the highly motivated nimble team for several years, Bradley has been impressed by the meteoric rise, taking note of Alkimi's transparency and low fees. "Alkimi is at the cutting edge of the advertising industry, and I'm excited to be part of a team that's revolutionizing how brands connect with audiences in a way that's transparent, efficient and in a way media owners can benefit. I look forward to contributing to the company's strategic direction and helping it achieve its ambitious goals," said Robert Bradley, Non-Executive Director at Alkimi.  Bradley's breadth of experience in AdTech and programmatic advertising gives him unique insights, built from years of practical, hands-on senior roles within the ecosystem. Alkimi is not only a natural fit for Bradley, but the company will also benefit from his wealth of knowledge and leadership as it continues to expand its offerings, solidifying its position as a trailblazer in decentralised ad technology. Bradley will be making his first live panel appearance with Alkimi at Zebu Live in October. About Alkimi Alkimi is a decentralised replacement to the inefficient legacy programmatic ad exchanges with the mission to restore the value exchange between advertisers, publishers and users. Alkimi is a custom layer 2 scaling solution on the Ethereum network, specifically for advertising — which allows us to provide the fastest, infinitely scalable solution with 0% fraud, low transaction fees and complete end-to-end transparency. About Robert Bradley  Rob joins Alkimi, as a NED, to share his vast background of leading processes related to the digital ecosystem for Web2 companies, such as CNN and Warner Bros Discovery. He is eager to sustain innovation and monetisation of new products, leading ad tech, commercial strategy, TV and digital operations. He has two decades of professional experience, including 6+ years as Senior Vice President at Warner Bros Discovery where he oversees Warner One's commercial Strategy and Revenue. Prior to his current role Rob led commercial partnerships for CNNIC across the UK, US, and Nordics alongside overseeing international digital monetisation, ad operations and innovation. Rob's illustrious career also includes stints at News Corp, OPW and IDG where he was the Head of Programmatic.  

Yield Generation Brings Crypto Exchanges Closer to Replacing Traditional Banks "Will crypto platforms ever replace traditional financial services?" This question is increasingly appearing in both clickbait articles and serious expert discussions. A few years ago, the answer seemed clear—how could an innovative financial system compete with the centuries-old banking juggernaut? However, with 1.7 billion people lacking access to banking services, blockchain technology offers a solution for moving funds locally and globally. Some crypto ecosystems now provide full-fledged financial transfers and investment services, rivaling traditional banks in convenience and efficiency. Banking is more than just transferring funds; it also involves deposit operations that yield interest for clients. Recently, leading crypto platforms have ventured into this territory, offering users the ability to earn interest on their crypto holdings. Time to Earn: Crypto Platforms Introduce Interest Generation While it might seem that interest-earning features are the domain of large cryptocurrency exchanges, up-and-coming platforms are currently leading in terms of annual percentage rate (APR), convenience, and overall earning conditions. Take XBO.com, for example. This young yet highly promising crypto exchange platform has recently made waves by combining user-friendliness with high professionalism. XBO.com has recently introduced the Earn feature. Previously focused on high-quality crypto exchange and spot trading services, the platform expanded its functionality to offer clients effective means for generating passive income. Given the conditions offered by XBO.com, this decision has been spot on. XBO.com Leading the Interest Earning Race One of the most notable aspects of XBO.com’s Earn feature is the APR offered—up to 15%. With most established cryptocurrency platforms offering around 10% or less, this high rate sets XBO.com apart. Additionally, the selection of coins available for earning interest is worth mentioning. As of now, it includes BTC, ETH, USDT, USDC, and SOL. Although this list may seem short, it aligns with XBO.com’s philosophy: simplicity over complexity. By offering a curated selection of the most promising cryptos, the platform provides unique market opportunities for interest earning. These features, along with perks like daily interest accumulation and flexible interest-earning timeframes (1, 3, or 12 months), make XBO.com stand out from its competitors, catering to even the most demanding clients. Ensuring Liquidity via Partnership with B2C2 For a young platform, launching a crypto interest project is challenging. Without a reliable partner, success is unlikely. XBO.com found such a partner in B2C2. B2C2 is renowned as one of the leading providers of liquidity in the cryptocurrency market. The company offers deep liquidity to a wide range of clients, including financial institutions, hedge funds, and other major market participants. Through its partnership with B2C2, XBO.com leverages this expertise to implement the Earn feature at the highest level. B2C2’s ability to provide liquidity ensures that XBO.com can offer attractive interest rates and timely interest payments, creating a win-win situation. This enhances XBO.com's service offerings and extends B2C2’s market presence. One Step Closer to Replacing Banks Despite the introduction of the Earn product, XBO.com and other crypto platforms are still far from traditional banks in terms of functionality and trust. It will take time to bridge this gap. However, young and ambitious crypto platforms are undoubtedly bringing that moment closer. While established crypto giants rest on their laurels, platforms like XBO.com—young, passionate, and innovative—drive the industry forward, continuously seeking ways to improve. As long as they exist, the crypto realm will continue to evolve. Follow Xbo.com’s social media to stay up date in the world of Crypto: https://linktr.ee/social_xbo   

Sponsored article Shukhrat Ibragimov and the controversial oligarch Kenes Rakishev have acquired a major Kazakh coal mine. A filing on the Kazakhstan Stock Exchange (KASE) revealed that Shukhrat Ibragimov and Rakishev became joint owners of Shubarkol Premium coal mine on September 13, 2024, following the sale of fellow oligarch Timur Kulibayev's 67% stake in the business.  The other shareholders – FCI Management LLP, which held 16.5% and Trans Coal Investment Group LLP, also holding 16.5% - have also given up their respective stakes. Ibragimov is the son of Eurasian Resources Group (ERG) founder Alijan Ibragimov, who died in 2001. Shukhrat took over his father’s position on the mining company’s Board and recently became the chairman. His elevation to ERG chairman was reportedly helped by Rakishev, whose father-in-law Imangali Tasmagambetov is a powerful figure in Kazakh politics. Rakishev is known for his questionable associations, including with Ramzan Kadyrov, the authoritarian Kremlin-backed leader of Chechnya, whose militia participated in Putin’s invasion of Ukraine. Rakishev has also struck up a close friendship with US President Joe Biden’s convicted son Hunter, who he described as ‘my brother from another mother!’. Rakishev has frequently been mentioned in investigations into alleged influence peddling by Hunter Bid. Shubarkol Premium, located in Karaganda, was established in 2017 and specialises in extracting long-flame coal ("grade D") for both domestic and international markets. The company has significantly increased its production, reaching over 3 million tons in 2022, compared to 801,000 tons in 2016. However, Shubarkol Premium has faced criticism in recent years amid allegations that it prioritises international buyers, particularly from China, over domestic consumers. Reports suggest that local residents in Karaganda have been charged exorbitant prices for coal, comparable to gold prices. The business venture marks Ibragimov and Rakishev’s second business partnership. In 2023, Monaco-resident Ibragimov invested $23 million in Rakishev-owned Borealis Foosd Inc., a Canadian ramen and noodle business whose backers include celebrity chef Gordon Ramsay. However, the investment, made via Ibragimov’s BVI-incorporated company Belphar Ltd, has failed to help the struggling business. In May 2024, the company reported earnings per share of -49 cents and has adjusted its expansion plans to ease the company’s financial pressures. Borealis has also embarked on a stock buyback programme. The acquisition of Shubarkol is the latest in a flurry of new ventures for the businessman. The Financial Times reported earlier this year that in February 2023 Ibragimov became the owner of Forte Village, a luxury resort on the island of Sardinia, after the previous owner, Russian businessman Musa Bazhaev, was sanctioned by the European Union. Kazakh businessman Rakishev operates in a number industries via his holding group Fincraft Group LLP, through which he controls 78.85% of Fincraft Resources JSC and BTA Bank. In addition to Kazakhstan, the group operates in the United States, Ukraine, the UK, Russia, Cyprus and the Seychelles.  

Los Altos, United States / California, September 26th, 2024, Chainwire Mawari is a decentralized content delivery network enabling creators to build immersive experiences that captivate their audiences Mawari is a pioneer in 3D streaming with three patents granted and 11 in process, as well as 40 clients including KDDI, Netflix, and BMW Mawari Network, a DePIN (Decentralized Physical Infrastructure Network) pioneering the next-generation of spatial computing, has secured $10.8 million in a strategic funding round led by Anfield LTD, Borderless Capital and 1kx. These investors are being joined by Accord Ventures, Animoca Brands Japan, Blockchange Ventures, Draper Dragon, iAngels, Mulana Ventures, Parami Investors, Samsung Next and Waldo Holdings as well as notable angel investors Ivan Brightly, Joshua Frank, Pete Townsend, and Sean Carey. Investors and operators from both web2 and web3 industries are backing Mawari's seven-year technological head start in streaming immersive experiences, as well as their bold vision to leverage DePIN to bring 3D content quickly and affordably to devices around the world. Mawari enables real-time 3D content streaming to spatial computing devices like the Apple Vision Pro, Meta Quest 3 and Meta Orion AR Glasses through a global network of GPUs, leveraging Web3 elements such as DePIN to overcome the limitations of traditional centralized networks. Uniquely positioned to address one of the core challenges in the spatial computing industry, formerly known as XR (eXtended Reality), Mawari focuses on delivering scalable infrastructure for real-time 3D applications. Founded in 2017, Mawari has since launched the Mawari Network — a DePIN and the only full-stack spatial computing platform offering decentralized compute and storage resources optimized for AR/VR experiences. "Every time I see what Mawari is building, I am reminded of how wild the future of spatial computing will be," Sean Carey, Helium Co-Founder and Partner at Borderless Capital said. "Luis and the team have been quietly building real technology for the last seven years and have an arsenal of systems that are pretty jaw-dropping." "Mawari is not only an early pioneer in spatial computing but is also one of the first of a new cohort of successful Web2 businesses harnessing blockchain and decentralization to drive innovation, efficiency, and improved user experience," Christopher Heymann, Founding Partner at 1kx said. "They understand the huge potential for decentralized computing to power the future of content delivery, and we're thrilled to be backing them on this journey." Mawari will use the funds raised to open new markets. The team will continue to improve its Spatial Streaming SDK and continue to invest in R&D to stay ahead of the competition in delivering decentralized spatial computing. In addition, Mawari will grow its business development efforts to reach more clients and markets, in line with the growth of spatial computing devices and programming in Asia and the Americas. "Our vision has always been to bring immersive experiences to everyone, and this investment will unlock the platform for a broader community to build the 3D Internet with us," said Luis Oscar Ramirez, Founder & CEO of Mawari. Mawari is a pioneer in 3D streaming with three patents granted and 11 in process. It boasts 40 existing clients including global brands, such as T-Mobile, Sapporo, KDDI, Netflix, and BMW. Having initially bootstrapped — averaging $1.5 million in revenue per year — Mawari plans to conduct a node license sale in Q4 of 2024 to decentralize and scale its spatial computing network. Mawari's solution consists of two key components: the Spatial Streaming SDK and the Mawari Network. The Spatial Streaming SDK is a robust toolkit designed to integrate seamlessly with popular development environments like Unity and Unreal Engine. It empowers creators to focus on what they do best—crafting engaging and innovative content—without worrying about the backend complexities. The Mawari Network, meanwhile, is a decentralized, GPU-powered content delivery network designed for spatial computing. It leverages a globally distributed network of GPU nodes, strategically positioned near end-users to ensure low latency and optimal performance. This architecture enables the efficient distribution and scaling of spatial content, delivering seamless, high-quality experiences to users anywhere in the world. About Mawari Mawari is setting the standard for decentralized spatial computing and immersive content delivery. The Mawari Network powers real-time streaming of immersive content through a global network of compute nodes. Mawari is optimizing spatial computing, empowering creators to craft unforgettable experiences that are revolutionizing how audiences engage with digital content. For more information, users can visit: Website | X | Discord | LinkedIn  

San Francisco, United States, September 24th, 2024, Chainwire EasyA, the world's leading blockchain education platform, proudly announces the launch of its EasyA x Polkadot University. This will be the world's first university focused on educating the next generation of blockchain developers. EasyA alumni have already founded companies valued at over $2.5 billion. The EasyA x Polkadot University will bring the next wave of these founders into the Polkadot ecosystem and get them launching their projects on Polkadot. With 1 million users already learning about blockchain via the EasyA app and thousands of developers attending EasyA hackathons around the world, EasyA is now taking its educational initiatives to the next level. The EasyA x Polkadot University will leverage the widespread talent within universities and focus this on the Polkadot ecosystem. Through a combination of workshops, hackathons and demo days, the University will focus on educating students about Polkadot and helping them launch new projects in the ecosystem.  "EasyA has a proven track record of nurturing founders who go on to found leading projects, backed by top VCs like a16z, YC and Founders Fund. The EasyA x Polkadot University is all about inspiring the next wave of those founders to launch their projects on Polkadot." said Phil Kwok, CEO and Co-Founder of EasyA.  EasyA currently hosts 1-2 in-person hackathons per month in major cities around the world from San Francisco to London to Singapore and beyond, attracting top talent looking to build high-value startups. These hackathons will now be a core pillar of the University. The biggest breakthroughs in blockchain have been driven by students, like Vitalik Buterin who dropped out to create Ethereum, and Polkadot's own Robert Habermeier who was just a student when he stepped away from academia to build Polkadot. With its University, EasyA will focus on finding the world's most talented founders and nurturing them to success. EasyA's own founders, Phil and Dom Kwok, have a wealth of experience in both blockchain and business. Having started their journey into blockchain in 2013, they have seen precisely what works and what doesn't over the past decade. Phil was a scholar at Cambridge University, and was one of the youngest people ever to pass the New York bar. Dom was educated at the Wharton School, University of Pennsylvania, where he was also a scholar before working at Goldman Sachs and subsequently the private equity giant Blackstone.  The EasyA x Polkadot University ushers in a new era for blockchain education: a place where the world's best builders will create this next phase of the internet. About EasyA EasyA is one of Web3's most popular apps, making it easy for anyone to learn about Web3 right from their phones. Learners earn rewards for mastering new skills and the best are invited to in-person hackathons to launch their startups in world-leading hubs like San Francisco, London and Singapore. EasyA alumni have founded startups valued at over $2.5 billion and have raised from top VCs like a16z, Founders Fund, YC and many more.  Launched by brothers Phil and Dom Kwok, top grads from the University of Cambridge and The Wharton School, EasyA has over 1 million users and has won Apple's highly-coveted App of the Day award. 

Dubai, United Arab Emarite, September 19th, 2024, FinanceWire Largest Gathering with 20000+ Visitors and 200+ Exhibitors marking it as one of the largest Expo in the world with just 2 Weeks remaining the excitement is building to date. Forex Expo Dubai 2024 will bring together Top Industry Leaders, renowned guest speakers, and a myriad of experiences designed to engage and inspire attendees. Sponsors Leading the Way Forex Expo Dubai 2024 is backed by some of the most influential names in the trading industry. These sponsors are not only industry leaders but pioneers who are driving innovation and setting new standards in online trading. Attendees can look forward to exploring the latest in trading technology, platforms, and services from these esteemed companies. Testimonials from Sponsors: Ammar Bader, Head of Sales at ADSS"Forex Expo Dubai is always a highlight in our calendar. It offers the perfect opportunity to meet with other industry leaders, and most importantly, build connections with our trader audience in person" Pavel Spirin, Chief Executive Officer at Scope Markets"Forex Expo Dubai 2024 is the highlight of our events roadmap this year. We're excited to join fellow industry leaders and showcase our new brand and latest products. The expo is a perfect venue for us to grow our professional network and provide expertise to the wider industry community. We look forward to the wealth of opportunities and the dynamic atmosphere and this event delivers." Commercial Manager Moe Padhani at Infinox "Forex Expo Dubai 2024 is one of our flagship events in the calendar. We have been long-time supporters of the event; it brings together some of the industry-leading professionals as well as our clients and partners from around the world. The speaker's panels come at just the right time, as the year starts to draw to a close and we can reflect on the year that has passed and the opportunities in the next. Not to mention, Dubai is the perfect playground!" Team Kanak Capital Markets "We at Kanak Capital Markets are delighted to participate as an Elite partner at the Forex Expo 2024. This event aligns perfectly with our mission to empower all our retail investors and the associated partners with the right resources to make an informed decision and a seamless experience. We anticipate this opportunity to connect, collaborate, and explore new avenues in the financial markets." A Stellar Lineup of Guest Speakers This year's expo features an extraordinary roster of guest speakers, each offering unique insights and expertise from across the financial spectrum. Attendees will have the opportunity to learn from the best through keynote speeches, and panel discussions. Among the distinguished speakers are: ·      Javier Hertfelder, Co-Chief Executive Officer, FXStreet      ·      Damian Hitchen, Chief Executive Officer MENA, Saxo Bank ·      Rauan Khassan, Vice President, International Growth, TradingView        ·      Naeem Aslam, CIO | Columnist, Zaye Capital Markets | Nasdaq ·      Gerald Perez, Chief Executive Officer, Interactive Brokers (U.K.) Limited               ·      Viktoria S, Chief Executive Officer, PSP Angels Ltd ·      Evdokia Pitsillidou, Partner | Risk & Compliance Director, Salvus funds.     2 Days Packed with Unforgettable Experiences This year's expo will be a hub of activity, offering something for everyone—from seasoned professionals to those new to the trading world. The event is designed to foster connections, inspire innovation, and provide valuable insights into the future of online trading. What's New at Forex Expo Dubai? ·     Celebrating Women in Forex ·     B2B Zone and Lounge ·     Bigger Exhibition Floor ·     Exciting Games and Activities ·     Giveaway of an F1 Formula Ticket Users can register Here: https://bit.ly/3MtkWwS About Forex Expo Dubai 2024 Forex Expo Dubai 2024 is the premier event for the global trading community, offering a platform for industry leaders, investors, and professionals to connect, learn, and explore the latest trends in online trading. With a focus on innovation, education, and networking, Forex Expo Dubai is where the future of trading comes to life.  

Dubai, UAE – Largest Gathering with 20000+ Visitors and 200+ Exhibitors marking it as one of the largest Expo in the world with just 2 Weeks remaining the excitement is building to date. Forex Expo Dubai 2024 will bring together Top Industry Leaders, renowned guest speakers, and a myriad of experiences designed to engage and inspire attendees.   Sponsors Leading the Way Forex Expo Dubai 2024 is backed by some of the most influential names in the trading industry. These sponsors are not only industry leaders but pioneers who are driving innovation and setting new standards in online trading. Attendees can look forward to exploring the latest in trading technology, platforms, and services from these esteemed companies. Testimonials from Our Sponsors: Ammar Bader, Head of Sales at ADSS“Forex Expo Dubai is always a highlight in our calendar. It offers the perfect opportunity to meet with other industry leaders, and most importantly, build connections with our trader audience in person”    Pavel Spirin, Chief Executive Officer at Scope Markets“Forex Expo Dubai 2024 is the highlight of our events roadmap this year. We're excited to join fellow industry leaders and showcase our new brand and latest products. The expo is a perfect venue for us to grow our professional network and provide expertise to the wider industry community. We look forward to the wealth of opportunities and the dynamic atmosphere and this event delivers."    Commercial Manager Moe Padhani at Infinox“Forex Expo Dubai 2024 is one of our flagship events in the calendar. We have been long-time supporters of the event; it brings together some of the industry-leading professionals as well as our clients and partners from around the world. The speaker's panels come at just the right time, as the year starts to draw to a close and we can reflect on the year that has passed and the opportunities in the next. Not to mention, Dubai is the perfect playground!” Team Kanak Capital Markets“We at Kanak Capital Markets are delighted to participate as an Elite partner at the Forex Expo 2024. This event aligns perfectly with our mission to empower all our retail investors and the associated partners with the right resources to make an informed decision and a seamless experience. We anticipate this opportunity to connect, collaborate, and explore new avenues in the financial markets.”   A Stellar Lineup of Guest Speakers This year’s expo features an extraordinary roster of guest speakers, each offering unique insights and expertise from across the financial spectrum. Attendees will have the opportunity to learn from the best through keynote speeches, and panel discussions. Among the distinguished speakers are: Javier Hertfelder, Co-Chief Executive Officer, FXStreet Damian Hitchen, Chief Executive Officer MENA, Saxo Bank Rauan Khassan, Vice President, International Growth, TradingView Naeem Aslam, CIO | Columnist, Zaye Capital Markets | Nasdaq Gerald Perez, Chief Executive Officer, Interactive Brokers (U.K.) Limited Viktoria S, Chief Executive Officer, PSP Angels Ltd  Evdokia Pitsillidou, Partner | Risk & Compliance Director, Salvus funds. 2 Days Packed with Unforgettable Experiences This year’s expo will be a hub of activity, offering something for everyone—from seasoned professionals to those new to the trading world. The event is designed to foster connections, inspire innovation, and provide valuable insights into the future of online trading. What’s New at Forex Expo Dubai?  Celebrating Women in Forex  B2B Zone and Lounge Bigger Exhibition Floor  Exciting Games and Activities Giveaway of an F1 Formula Ticket Register Here:Link: https://bit.ly/3MtkWwS About Forex Expo Dubai 2024 Forex Expo Dubai 2024 is the premier event for the global trading community, offering a platform for industry leaders, investors, and professionals to connect, learn, and explore the latest trends in online trading. With a focus on innovation, education, and networking, Forex Expo Dubai is where the future of trading comes to life.  

Neobanks or “challenger banks” have emerged as formidable challengers to traditional banking institutions. These digital-first banks have captivated customers with their user-friendly interfaces and innovative services. As the financial landscape continues to shift, what's next for these digital disruptors? In the last 10 years, we have witnessed their meteoric rise and the challenges they now face. Let's dive into the future of neobanks and explore how they're adapting to stay ahead in an increasingly competitive market.   The Rise of Superapps One of the most intriguing developments in the digital banking sphere is the emergence of superapps. These all-in-one platforms are redefining how we interact with digital services, blending financial products with everyday activities like messaging, shopping, and entertainment. Take Kakao Bank, for instance. This South Korean neobank leveraged its parent company's massive user base to achieve unprecedented growth. Within just six months of launch, Kakao Bank amassed 1 million users, and by 2020, that number had skyrocketed to 13 million. Here's a quick look at Kakao Bank's remarkable growth: This rapid expansion wasn't just about user numbers. Kakao Bank turned profitable within 18 months, a feat that many neobanks are still struggling to achieve.   The Power of Integration Another superapp making waves is Grab, a Southeast Asian giant that started as a ride-hailing service. Grab's approach to financial services is particularly noteworthy. Rather than creating a standalone banking app, they've woven financial capabilities into their existing ecosystem. As one fintech analyst put it, "Grab isn't trying to be a universal bank. They're using financial capabilities to enhance the ecosystem they've already built." This strategy has allowed Grab to offer seamless financial services across their platform, from ride payments to food delivery. It's a model that traditional neobanks might need to consider as they expand their own product offerings. The AI Revolution Artificial Intelligence (AI) is set to play a pivotal role in the future of neobanks. We're already seeing glimpses of this with chatbots and virtual assistants, but the potential goes far beyond customer service. Klarna, the Buy Now, Pay Later specialist, has been leading the charge with its AI-powered virtual assistant. Since its launch, this assistant has handled an impressive two million conversations, managing two-thirds of all customer service chats. Similarly, Bunq, a European neobank, has introduced an AI assistant named Finn. This digital helper has answered over 100,000 customer questions, resolving up to 40% of user support queries. But the real game-changer could be the development of fully AI-driven banking platforms. Imagine a bank where AI handles everything from risk assessment to product recommendations, all in real-time and with unprecedented accuracy. As one industry insider told me, "We're looking at a future where every customer could have a bespoke banking experience, tailored to their unique financial situation and goals." The Road Ahead The neobank landscape is evolving rapidly, and staying ahead will require constant innovation. As traditional banks catch up in the digital realm, neobanks will need to find new ways to differentiate themselves. Some, like Revolut, are aiming to become "all-in-one superapps" by adding features like eSIMs and travel experiences. Others are exploring targeted advertising propositions, suggesting a move towards more diverse revenue streams. Consultancy firm Elsewhen suggests that neobanks should consider the digital strategies of superapps, particularly in creating integrated banking experiences and managing complex multi-product environments within limited app real estate. As we look to the future, it's clear that the most successful neobanks will be those that can adapt quickly, embrace new technologies, and continue to put the customer experience at the heart of everything they do. The neobank revolution is far from over. In fact, it's only just beginning. As these digital disruptors continue to evolve, they're not just changing banking - they're reshaping the very fabric of our digital lives. The next chapter in this story promises to be even more exciting than the last.